A registration and consent platform is now available for PenCare, a healthcare initiative providing free basic medical services to eligible retirees under the Contributory Pension Scheme (CPS).
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The programme is a Corporate Social Responsibility (CSR) initiative funded jointly by the National Pension Commission (PenCom) and Pension Fund Operators (PFOs). Its first phase will cover 30,000 retirees nationwide.
According to the official portal, enrolment will be based on equitable representation across Pension Fund Administrators (PFAs) and a first-come, first-served arrangement, subject to eligibility requirements.
PenCare is intended to reduce medical expenses for pensioners, particularly those with limited retirement income. Participation is voluntary, and retirees must give informed consent before their details are shared with the designated Health Maintenance Organisation (HMO).
PenCom has directed PFAs to obtain retirees’ consent during programmed withdrawal processing. This is intended to identify eligible retirees early and prevent enrolment delays.
The initiative is separate from the newly announced ₦52,500 Minimum Pension Guarantee. That guarantee concerns qualifying retirees whose monthly pension falls below the approved threshold; it does not mean every pensioner automatically qualifies for PenCare.
Retirees should confirm their eligibility and enrolment arrangements with their Pension Fund Administrator before submitting personal information. The first phase has limited spaces, so applicants should use official channels and avoid agents demanding payment.
How to apply
Visit the official PenCare registration and consent portal at https://pencare.pencom.gov.ng/. Read the eligibility conditions, then follow the instructions to submit your details and consent if you qualify. For assistance, contact your PFA or PenCom through its official website. Do not pay an agent to register. Keep your consent records.
