The Nigerian Consumer Credit Corporation (CREDICORP) says applications for its C.L.I.C.K.D. device credit scheme will return, with a second phase expected to provide wider access for eligible applicants.
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A notice on its official website states that “C.L.I.C.K.D. will be back soon”. It says Phase 2 will involve more participating financial institutions, additional product options and broader access pathways.
C.L.I.C.K.D. means Credit for Laptops, Internet, Connectivity & Knowledge Devices. The initiative helps Nigerians obtain smartphones, laptops, tablets, connectivity devices and digital learning equipment through consumer credit.
The scheme is not a free laptop or smartphone distribution programme. Devices are accessed through credit arrangements, which recipients are expected to repay under the lender’s terms.
CREDICORP says Phase 1 was exclusively available to fellows in the 3 Million Technical Talent (3MTT) and Learn2Earn cohorts. Eligible participants are directed to continue their applications through the 3MTT portal.
The corporation says Phase 2 will expand participating financial institutions and product choices. However, its notice gives no reopening date, application deadline, loan amount, interest rate or repayment period.
The development may interest Nigerians who need digital equipment for work, training and online learning. However, wider access does not mean every applicant will qualify. Approval and repayment conditions will depend on the applicable process and participating lenders.
CREDICORP is a Federal Government development finance institution established to expand access to consumer credit. It works with financial institutions to make credit available to eligible consumers.
How to apply
The Phase 2 application window has not been announced as open. Interested Nigerians should monitor credicorp.ng for updates. Eligible 3MTT and Learn2Earn fellows from Phase 1 should continue their applications through the 3MTT portal. Applicants should review credit terms before accepting an offer and avoid paying unofficial agents promising approval.
